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🚀 Get Started with ClaPay

Welcome to ClaPay, your all-in-one solution for processing mobile money payments across Africa. This guide will help you understand what ClaPay offers, how to get started, and how to integrate it into your platform.

Whether you're a developer, a fintech startup, or an established e-commerce business, ClaPay simplifies payment operations through reliable APIs and powerful tools.

🧾 What is ClaPay?

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ClaPay is a payment gateway designed for the African market, integrating directly with leading mobile money providers like MTN, Orange Money, and Moov. With a presence in over 10 countries, ClaPay empowers merchants, developers, and platforms to accept and send payments seamlessly via mobile.

We believe in:

  • Financial inclusivity
  • Developer-first integration
  • Real-time transaction visibility
  • Cross-border functionality

Visit us at clapay.net

🎯 Who Is This For?

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ClaPay is ideal for:

  • 🛒 E-commerce stores accepting mobile money
  • 🏦 Fintech startups building on top of existing financial infrastructure
  • 🎮 Gaming and betting platforms requiring real-time wallet top-ups
  • 📲 SaaS companies billing users in African currencies
  • 👩‍💻 Developers and agencies building client projects

If your business relies on fast, secure, and widely accessible payments in Africa, ClaPay is for you.

📦 Key Features

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  • Multi-country Support: Accept payments from users in multiple countries.
  • API-first Design: Simple and robust RESTful APIs.
  • Mobile Money Coverage: Integrates with MTN, Orange Money, Moov, and more.
  • Secure: Transactions are encrypted and comply with local financial regulations.
  • Real-time Webhooks: Get notified of successful payments immediately.
  • Sandbox Environment: Safely test before going live.

🛠️ How to Get Started

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Follow these simple steps to get up and running with ClaPay:

1.

Create an Account

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Sign up at clapay.net. You’ll receive a dashboard where you can monitor transactions, configure webhooks, and manage your API keys.

2.

Access API Keys

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Navigate to the Developer Settings in your dashboard and generate:

  • Public Key (for frontend interactions)
  • Secret Key (for server-to-server requests)

3.

Read the API Docs

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Our RESTful APIs are documented to make integration easy. Use our reference to:

  • Initiate a payment
  • Verify a transaction
  • Listen for webhooks
  • Manage your account

📚 API Docs: https://clapay.net/docs

4.

Integrate and Test

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Use your sandbox credentials to test your implementation. ClaPay simulates all flows in sandbox so you can ensure everything works before going live.

5.

Go Live

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Once you're ready, switch to Live Mode using your production keys and start accepting real transactions.

📘 Sample Use Case

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Here’s a simplified payment flow using ClaPay:

  1. User initiates payment from your frontend.
  2. Your server sends a request to ClaPay’s /initiate-transaction endpoint.
  3. ClaPay processes the request and returns a payment URL or status.
  4. The user completes the transaction on their mobile device.
  5. ClaPay sends a webhook to your backend confirming payment.
  6. You update your system (e.g., activate subscription, deliver service).

💡 Developer Tips

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  • Use environment variables to store your API keys securely.
  • Always verify webhook signatures to prevent spoofed notifications.
  • Implement retry logic for webhook delivery in case your server is temporarily down.
  • Log all transaction responses for future auditing and troubleshooting.
  • Consider creating a fallback payment option for countries without full mobile coverage.

💰 Pricing Overview

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ClaPay charges a small commission per transaction. For example:

  • In Côte d'Ivoire: 3% per transaction
  • Other countries may vary depending on the local mobile money operator

📈 For the latest fees and payout schedules, visit clapay.net/pricing

📞 Support & Resources

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Need help? We’ve got you covered:

We're constantly improving ClaPay and love developer feedback — feel free to reach out with questions or suggestions.

🌍 ClaPay’s Mission

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ClaPay is more than a payment processor. We're building the financial rails for Africa's digital economy — one API at a time.

Welcome aboard.

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